Easy Financing Options

Spend More Time Shopping and Less Time Worrying About Financing Your Lease or Loan in Fort Walton Beach

At Step One Kia Fort Walton Beach, we know that haggling over prices, fighting with banks in Fort Walton Beach, and balancing your budget isn’t exactly the most fun part of buying a new or used car. But unless you’re a savvy saver in Crestview, Navarre, Gulf Breeze, Panama City or Pensacola, you probably won’t be able to pay for a vehicle out of pocket, and you will need to explore your financing options. Will you lease or buy? Will you choose the fully-loaded premium option or opt for an affordable base model? New car or used car? Compact or midsize? All of these options play a big part in your final decision.

Fortunately, our team of professionals is here to help. Highly-trained in the art of financing–with a firm belief that all drivers deserve a safe and reliable vehicle–we’re experts in the world of auto loans and car leasing. We can walk you through the process of choosing a lease vs loan, selecting a finance term that works for your plans, and getting the best possible financing rates. Less stress and hassle for you–and a lot more time to spend shopping and comparing cars!

Apply for Financing Online, and Save Time at the Dealership

You live a busy lifestyle, and we know how important it is to use your time as efficiently as possible. With our online finance application, we make it easier than ever to save time at the dealership, by getting pre-approval for a lease or loan from the comfort of home or your office. All we’ll need is some basic information and a few hours to look over your details–a member of our team will then contact you with a quote for what you can afford. Worried about your credit? Contact Step One Kia Fort Walton Beach to ask about pre-qualifying for financing before you submit a formal application.